▼ 0.50% · 3.625%
HK$22,106
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$22,794
−HK$698/mo
Today · 4.125%
HK$23,492
baseline
▲ 0.50% · 4.625%
HK$24,922
+HK$1,430/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$46,984/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$339,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,593
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$25,253
−HK$669/mo
Today · 4.125%
HK$25,922
baseline
▲ 0.50% · 4.625%
HK$27,288
+HK$1,366/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$51,844/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$339,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,317
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$25,073
−HK$769/mo
Today · 4.125%
HK$25,842
baseline
▲ 0.50% · 4.625%
HK$27,414
+HK$1,572/mo
Deposit HK$4.36M · loan HK$5.33M · min. income ≈ HK$51,684/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$339,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,052
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$27,778
−HK$736/mo
Today · 4.125%
HK$28,514
baseline
▲ 0.50% · 4.625%
HK$30,017
+HK$1,503/mo
Deposit HK$4.36M · loan HK$5.33M · min. income ≈ HK$57,028/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$339,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,527
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$27,353
−HK$838/mo
Today · 4.125%
HK$28,191
baseline
▲ 0.50% · 4.625%
HK$29,906
+HK$1,715/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$56,382/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$339,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,512
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$30,303
−HK$803/mo
Today · 4.125%
HK$31,106
baseline
▲ 0.50% · 4.625%
HK$32,746
+HK$1,640/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$62,212/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$339,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,738
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$29,632
−HK$908/mo
Today · 4.125%
HK$30,540
baseline
▲ 0.50% · 4.625%
HK$32,399
+HK$1,859/mo
Deposit HK$3.39M · loan HK$6.30M · min. income ≈ HK$61,080/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$339,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,971
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$32,828
−HK$870/mo
Today · 4.125%
HK$33,698
baseline
▲ 0.50% · 4.625%
HK$35,474
+HK$1,776/mo
Deposit HK$3.39M · loan HK$6.30M · min. income ≈ HK$67,396/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$339,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,949
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$31,911
−HK$978/mo
Today · 4.125%
HK$32,889
baseline
▲ 0.50% · 4.625%
HK$34,891
+HK$2,002/mo
Deposit HK$2.91M · loan HK$6.79M · min. income ≈ HK$65,778/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$339,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,430
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$35,354
−HK$936/mo
Today · 4.125%
HK$36,290
baseline
▲ 0.50% · 4.625%
HK$38,203
+HK$1,913/mo
Deposit HK$2.91M · loan HK$6.79M · min. income ≈ HK$72,580/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$339,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,159
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$34,191
−HK$1,048/mo
Today · 4.125%
HK$35,239
baseline
▲ 0.50% · 4.625%
HK$37,383
+HK$2,144/mo
Deposit HK$2.42M · loan HK$7.27M · min. income ≈ HK$70,478/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$339,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,889
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$37,879
−HK$1,003/mo
Today · 4.125%
HK$38,882
baseline
▲ 0.50% · 4.625%
HK$40,932
+HK$2,050/mo
Deposit HK$2.42M · loan HK$7.27M · min. income ≈ HK$77,764/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$339,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,370
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$36,470
−HK$1,118/mo
Today · 4.125%
HK$37,588
baseline
▲ 0.50% · 4.625%
HK$39,875
+HK$2,287/mo
Deposit HK$1.94M · loan HK$7.76M · min. income ≈ HK$75,176/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$339,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,349
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$40,404
−HK$1,071/mo
Today · 4.125%
HK$41,475
baseline
▲ 0.50% · 4.625%
HK$43,661
+HK$2,186/mo
Deposit HK$1.94M · loan HK$7.76M · min. income ≈ HK$82,950/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$339,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,581
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$38,750
−HK$1,187/mo
Today · 4.125%
HK$39,937
baseline
▲ 0.50% · 4.625%
HK$42,367
+HK$2,430/mo
Deposit HK$1.45M · loan HK$8.24M · min. income ≈ HK$79,874/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$339,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,808
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$42,929
−HK$1,138/mo
Today · 4.125%
HK$44,067
baseline
▲ 0.50% · 4.625%
HK$46,390
+HK$2,323/mo
Deposit HK$1.45M · loan HK$8.24M · min. income ≈ HK$88,134/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$339,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,791
−HK$2,495/mo
▼ 0.25% · 3.875%
HK$41,029
−HK$1,257/mo
Today · 4.125%
HK$42,286
baseline
▲ 0.50% · 4.625%
HK$44,859
+HK$2,573/mo
Deposit HK$969K · loan HK$8.73M · min. income ≈ HK$84,572/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$339,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,267
−HK$2,392/mo
▼ 0.25% · 3.875%
HK$45,455
−HK$1,204/mo
Today · 4.125%
HK$46,659
baseline
▲ 0.50% · 4.625%
HK$49,118
+HK$2,459/mo
Deposit HK$969K · loan HK$8.73M · min. income ≈ HK$93,318/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$339,462 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).