Skip to content
Crescira AVM · estimated value Medium confidence
HK$173.16M
≈ HK$56,608 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$51.95M, with repayments around HK$587,462/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$552,797
−HK$34,665/mo
▼ 0.25% · 3.875%
HK$569,992
−HK$17,470/mo
Today · 4.125%
HK$587,462
baseline
▲ 0.50% · 4.625%
HK$623,208
+HK$35,746/mo

Deposit HK$51.95M · loan HK$121.21M · min. income ≈ HK$1,174,924/mo (50% DSR)

Upfront cash ≈ HK$63.20M (deposit + AVD stamp duty HK$11,255,565 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
16/F
Flat
A
Saleable Area
3,059 ft²
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2022-01-19 HK$258.05M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sai Ying Pun
≈ 6 min walk · 447 m
Education
50
schools within 1 km (18 within 500 m)
Daily convenience
38
within 1 km (6 within 500 m)
Health
13
hospitals/clinics within 1 km
Recreation
58
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Sai Ying Pun Station (a rail station within an 8-min walk earns this label).

Family-friendly — 50 schools within a 1 km walk.

Everyday convenience — 38 shopping and daily-needs spots nearby.

Healthcare close by — 13 hospitals/clinics within 1 km.

Green space & leisure — 58 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com