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Crescira AVM · estimated value ● Medium confidence
HK$45.95M
≈ HK$27,987 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$13.79M, with repayments around HK$155,902/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$146,703
−HK$9,199/mo
▼ 0.25% · 3.875%
HK$151,266
−HK$4,636/mo
Today · 4.125%
HK$155,902
baseline
▲ 0.50% · 4.625%
HK$165,389
+HK$9,487/mo

Deposit HK$13.79M · loan HK$32.17M · min. income ≈ HK$311,804/mo (50% DSR)

Upfront cash ≈ HK$15.74M (deposit + AVD stamp duty HK$1,953,059 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
7/F
Flat
A
Saleable Area
1,642 ft²
Gross Area
2,141 ft²
Efficiency
77%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2012-03-27 HK$41.68M +165.8%
10.9y
2001-05-11 HK$15.68M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 18 min walk · 1,425 m
(quite far — consider other transport options)
Education
28
schools within 1 km (7 within 500 m)
Daily convenience
8
within 1 km (6 within 500 m)
Health
4
hospitals/clinics within 1 km
Recreation
32
parks, libraries, sports within 1 km

Family-friendly — 28 schools within a 1 km walk.

Everyday convenience — 8 shopping and daily-needs spots nearby.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 32 parks, libraries and sports venues nearby.

Location

Other appraised units in this building