▼ 0.50% · 3.625%
HK$21,800
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$22,479
−HK$688/mo
Today · 4.125%
HK$23,167
baseline
▲ 0.50% · 4.625%
HK$24,577
+HK$1,410/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$46,334/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$326,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,253
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$24,903
−HK$660/mo
Today · 4.125%
HK$25,563
baseline
▲ 0.50% · 4.625%
HK$26,910
+HK$1,347/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$51,126/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$326,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,980
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$24,726
−HK$758/mo
Today · 4.125%
HK$25,484
baseline
▲ 0.50% · 4.625%
HK$27,035
+HK$1,551/mo
Deposit HK$4.30M · loan HK$5.26M · min. income ≈ HK$50,968/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$326,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,678
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$27,393
−HK$726/mo
Today · 4.125%
HK$28,119
baseline
▲ 0.50% · 4.625%
HK$29,602
+HK$1,483/mo
Deposit HK$4.30M · loan HK$5.26M · min. income ≈ HK$56,238/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$326,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,160
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$26,974
−HK$827/mo
Today · 4.125%
HK$27,801
baseline
▲ 0.50% · 4.625%
HK$29,493
+HK$1,692/mo
Deposit HK$3.82M · loan HK$5.74M · min. income ≈ HK$55,602/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$326,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,103
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$29,884
−HK$792/mo
Today · 4.125%
HK$30,676
baseline
▲ 0.50% · 4.625%
HK$32,293
+HK$1,617/mo
Deposit HK$3.82M · loan HK$5.74M · min. income ≈ HK$61,352/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$326,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,341
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$29,222
−HK$896/mo
Today · 4.125%
HK$30,118
baseline
▲ 0.50% · 4.625%
HK$31,950
+HK$1,832/mo
Deposit HK$3.35M · loan HK$6.21M · min. income ≈ HK$60,236/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$326,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,529
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$32,374
−HK$858/mo
Today · 4.125%
HK$33,232
baseline
▲ 0.50% · 4.625%
HK$34,984
+HK$1,752/mo
Deposit HK$3.35M · loan HK$6.21M · min. income ≈ HK$66,464/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$326,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,521
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$31,470
−HK$964/mo
Today · 4.125%
HK$32,434
baseline
▲ 0.50% · 4.625%
HK$34,408
+HK$1,974/mo
Deposit HK$2.87M · loan HK$6.69M · min. income ≈ HK$64,868/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$326,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,954
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$34,864
−HK$924/mo
Today · 4.125%
HK$35,788
baseline
▲ 0.50% · 4.625%
HK$37,675
+HK$1,887/mo
Deposit HK$2.87M · loan HK$6.69M · min. income ≈ HK$71,576/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$326,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,701
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$33,718
−HK$1,033/mo
Today · 4.125%
HK$34,751
baseline
▲ 0.50% · 4.625%
HK$36,866
+HK$2,115/mo
Deposit HK$2.39M · loan HK$7.17M · min. income ≈ HK$69,502/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$326,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,379
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$37,355
−HK$990/mo
Today · 4.125%
HK$38,345
baseline
▲ 0.50% · 4.625%
HK$40,366
+HK$2,021/mo
Deposit HK$2.39M · loan HK$7.17M · min. income ≈ HK$76,690/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$326,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,881
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$35,966
−HK$1,102/mo
Today · 4.125%
HK$37,068
baseline
▲ 0.50% · 4.625%
HK$39,323
+HK$2,255/mo
Deposit HK$1.91M · loan HK$7.65M · min. income ≈ HK$74,136/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$326,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,804
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$39,845
−HK$1,056/mo
Today · 4.125%
HK$40,901
baseline
▲ 0.50% · 4.625%
HK$43,057
+HK$2,156/mo
Deposit HK$1.91M · loan HK$7.65M · min. income ≈ HK$81,802/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$326,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,061
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$38,213
−HK$1,172/mo
Today · 4.125%
HK$39,385
baseline
▲ 0.50% · 4.625%
HK$41,781
+HK$2,396/mo
Deposit HK$1.43M · loan HK$8.13M · min. income ≈ HK$78,770/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$326,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,230
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$42,335
−HK$1,122/mo
Today · 4.125%
HK$43,457
baseline
▲ 0.50% · 4.625%
HK$45,748
+HK$2,291/mo
Deposit HK$1.43M · loan HK$8.13M · min. income ≈ HK$86,914/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$326,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,241
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$40,461
−HK$1,240/mo
Today · 4.125%
HK$41,701
baseline
▲ 0.50% · 4.625%
HK$44,239
+HK$2,538/mo
Deposit HK$956K · loan HK$8.60M · min. income ≈ HK$83,402/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$326,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,655
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$44,826
−HK$1,187/mo
Today · 4.125%
HK$46,013
baseline
▲ 0.50% · 4.625%
HK$48,439
+HK$2,426/mo
Deposit HK$956K · loan HK$8.60M · min. income ≈ HK$92,026/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$326,051 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).