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Crescira AVM · estimated value Medium confidence
HK$38.15M
≈ HK$24,802 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$11.44M, with repayments around HK$129,412/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$121,776
−HK$7,636/mo
▼ 0.25% · 3.875%
HK$125,564
−HK$3,848/mo
Today · 4.125%
HK$129,412
baseline
▲ 0.50% · 4.625%
HK$137,287
+HK$7,875/mo

Deposit HK$11.44M · loan HK$26.70M · min. income ≈ HK$258,824/mo (50% DSR)

Upfront cash ≈ HK$13.07M (deposit + AVD stamp duty HK$1,621,209 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
19/F
Flat
B
Saleable Area
1,538 ft²
Gross Area
2,048 ft²
Efficiency
75%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2025-08-21 HK$32.28M +15.3%
0.7y
2024-12-31 HK$28.00M −14.6%
7.5y
2017-06-05 HK$32.80M +37.8%
9.4y
2008-01-28 HK$23.80M +8.6%
2005-07-30 HK$21.91M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tin Hau
≈ 12 min walk · 886 m
Education
27
schools within 1 km (7 within 500 m)
Daily convenience
11
within 1 km (3 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
40
parks, libraries, sports within 1 km

Family-friendly — 27 schools within a 1 km walk.

Everyday convenience — 11 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 40 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com