▼ 0.50% · 3.625%
HK$19,422
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$20,026
−HK$614/mo
Today · 4.125%
HK$20,640
baseline
▲ 0.50% · 4.625%
HK$21,896
+HK$1,256/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$41,280/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,607
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$22,187
−HK$588/mo
Today · 4.125%
HK$22,775
baseline
▲ 0.50% · 4.625%
HK$23,975
+HK$1,200/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$45,550/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,365
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$22,029
−HK$675/mo
Today · 4.125%
HK$22,704
baseline
▲ 0.50% · 4.625%
HK$24,086
+HK$1,382/mo
Deposit HK$3.83M · loan HK$4.68M · min. income ≈ HK$45,408/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$255,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,768
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$24,405
−HK$647/mo
Today · 4.125%
HK$25,052
baseline
▲ 0.50% · 4.625%
HK$26,372
+HK$1,320/mo
Deposit HK$3.83M · loan HK$4.68M · min. income ≈ HK$50,104/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$255,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,307
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$24,032
−HK$736/mo
Today · 4.125%
HK$24,768
baseline
▲ 0.50% · 4.625%
HK$26,275
+HK$1,507/mo
Deposit HK$3.41M · loan HK$5.11M · min. income ≈ HK$49,536/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,929
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$26,624
−HK$705/mo
Today · 4.125%
HK$27,329
baseline
▲ 0.50% · 4.625%
HK$28,770
+HK$1,441/mo
Deposit HK$3.41M · loan HK$5.11M · min. income ≈ HK$54,658/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,249
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$26,034
−HK$798/mo
Today · 4.125%
HK$26,832
baseline
▲ 0.50% · 4.625%
HK$28,465
+HK$1,633/mo
Deposit HK$2.98M · loan HK$5.54M · min. income ≈ HK$53,664/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$255,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,089
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$28,843
−HK$764/mo
Today · 4.125%
HK$29,607
baseline
▲ 0.50% · 4.625%
HK$31,167
+HK$1,560/mo
Deposit HK$2.98M · loan HK$5.54M · min. income ≈ HK$59,214/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$255,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,191
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$28,037
−HK$859/mo
Today · 4.125%
HK$28,896
baseline
▲ 0.50% · 4.625%
HK$30,655
+HK$1,759/mo
Deposit HK$2.56M · loan HK$5.96M · min. income ≈ HK$57,792/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,250
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$31,061
−HK$823/mo
Today · 4.125%
HK$31,884
baseline
▲ 0.50% · 4.625%
HK$33,565
+HK$1,681/mo
Deposit HK$2.56M · loan HK$5.96M · min. income ≈ HK$63,768/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,134
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$30,040
−HK$920/mo
Today · 4.125%
HK$30,960
baseline
▲ 0.50% · 4.625%
HK$32,844
+HK$1,884/mo
Deposit HK$2.13M · loan HK$6.39M · min. income ≈ HK$61,920/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$255,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,411
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$33,280
−HK$882/mo
Today · 4.125%
HK$34,162
baseline
▲ 0.50% · 4.625%
HK$35,962
+HK$1,800/mo
Deposit HK$2.13M · loan HK$6.39M · min. income ≈ HK$68,324/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$255,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,076
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$32,042
−HK$982/mo
Today · 4.125%
HK$33,024
baseline
▲ 0.50% · 4.625%
HK$35,034
+HK$2,010/mo
Deposit HK$1.70M · loan HK$6.81M · min. income ≈ HK$66,048/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,571
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$35,499
−HK$940/mo
Today · 4.125%
HK$36,439
baseline
▲ 0.50% · 4.625%
HK$38,360
+HK$1,921/mo
Deposit HK$1.70M · loan HK$6.81M · min. income ≈ HK$72,878/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,018
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$34,045
−HK$1,043/mo
Today · 4.125%
HK$35,088
baseline
▲ 0.50% · 4.625%
HK$37,224
+HK$2,136/mo
Deposit HK$1.28M · loan HK$7.24M · min. income ≈ HK$70,176/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,732
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$37,717
−HK$1,000/mo
Today · 4.125%
HK$38,717
baseline
▲ 0.50% · 4.625%
HK$40,757
+HK$2,040/mo
Deposit HK$1.28M · loan HK$7.24M · min. income ≈ HK$77,434/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,960
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$36,048
−HK$1,105/mo
Today · 4.125%
HK$37,153
baseline
▲ 0.50% · 4.625%
HK$39,413
+HK$2,260/mo
Deposit HK$852K · loan HK$7.67M · min. income ≈ HK$74,306/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,893
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$39,936
−HK$1,058/mo
Today · 4.125%
HK$40,994
baseline
▲ 0.50% · 4.625%
HK$43,155
+HK$2,161/mo
Deposit HK$852K · loan HK$7.67M · min. income ≈ HK$81,988/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,529 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).