20/F A

Central and Western District · Hong Kong Island

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Floor

6/F A 1,244 ft² 6/F B 609 ft² 6/F C 484 ft² 6/F D 857 ft² 6/F E 425 ft² 6/F F 454 ft² 7/F A 1,289 ft² 7/F B 643 ft² 7/F C 517 ft² 7/F D 899 ft² 7/F E 456 ft² 7/F F 454 ft² 8/F A 1,289 ft² 8/F B 643 ft² 8/F C 517 ft² 8/F D 899 ft² 8/F E 456 ft² 8/F F 454 ft² 9/F A 1,289 ft² 9/F B 643 ft² 9/F C 517 ft² 9/F D 899 ft² 9/F E 456 ft² 9/F F 454 ft² 10/F A 1,289 ft² 10/F C 517 ft² 10/F D 899 ft² 10/F E 456 ft² 10/F F 454 ft² 11/F A 1,289 ft² 11/F B 643 ft² 11/F C 517 ft² 11/F D 899 ft² 11/F E 456 ft² 11/F F 454 ft² 12/F A 1,289 ft² 12/F B 643 ft² 12/F C 517 ft² 12/F D 899 ft² 12/F E 456 ft² 12/F F 454 ft² 15/F A 1,289 ft² 15/F B 643 ft² 15/F C 517 ft² 15/F D 899 ft² 15/F E 456 ft² 15/F F 454 ft² 16/F A 1,289 ft² 16/F B 643 ft² 16/F C 517 ft² 16/F D 899 ft² 16/F E 456 ft² 16/F F 454 ft² 17/F A 1,289 ft² 17/F B 643 ft² 17/F C 517 ft² 17/F D 899 ft² 17/F E 456 ft² 17/F F 454 ft² 18/F A 1,289 ft² 18/F B 643 ft² 18/F C 517 ft² 18/F D 899 ft² 18/F E 456 ft² 18/F F 454 ft² 19/F A 1,289 ft² 19/F B 643 ft² 19/F C 517 ft² 19/F D 899 ft² 19/F E 456 ft² 19/F F 454 ft² 20/F A 1,289 ft² 20/F B 643 ft² 20/F C 517 ft² 20/F D 899 ft² 20/F E 456 ft² 20/F F 454 ft² 21/F A 1,289 ft² 21/F B 643 ft² 21/F C 517 ft² 21/F D 899 ft² 21/F E 456 ft² 21/F F 454 ft² 22/F A 1,289 ft² 22/F B 643 ft² 22/F C 517 ft² 22/F D 899 ft² 22/F E 456 ft² 22/F F 454 ft² 23/F A 1,469 ft² 23/F B 963 ft² 23/F C 908 ft² 23/F D 455 ft² 23/F E 454 ft² 25/F A 1,469 ft² 25/F B 963 ft² 25/F C 908 ft² 25/F D 455 ft² 25/F E 454 ft² 26/F A 1,469 ft² 26/F B 963 ft² 26/F C 908 ft² 26/F D 455 ft² 26/F E 454 ft² 27/F A 1,469 ft² 27/F B 963 ft² 27/F C 908 ft² 27/F D 455 ft² 27/F E 454 ft² 28/F A 1,469 ft² 28/F B 963 ft² 28/F C 908 ft² 28/F D 455 ft² 28/F E 454 ft²

Crescira AVM · estimated value ● Medium confidence

HK$46.09M

≈ HK$35,760 / ft² saleable · updated 2026-09-01

Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$13.83M, with repayments around HK$156,378/mo for the first 5 years.

Open full planner →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

Prime Rate (P-plan) · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV 70%

Term

▼ 0.50% · 3.625%

HK$147,150

−HK$9,228/mo

▼ 0.25% · 3.875%

HK$151,727

−HK$4,651/mo

Today · 4.125%

HK$156,378

baseline

▲ 0.50% · 4.625%

HK$165,893

+HK$9,515/mo

Deposit HK$13.83M · loan HK$32.27M · min. income ≈ HK$312,756/mo (50% DSR)

Upfront cash ≈ HK$15.79M (deposit + AVD stamp duty HK$1,959,014 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor: 20/F
Flat: A
Saleable Area: 1,289 ft²
District: Central and Western District · Hong Kong Island
School net (POA): 11

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2025-10-15	HK$40.72M	—	HK$31,591	—

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Sai Ying Pun

≈ 5 min walk · 371 m

Education

schools within 1 km (25 within 500 m)

Daily convenience

within 1 km (21 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Sai Ying Pun Station (a rail station within an 8-min walk earns this label).

Family-friendly — 51 schools within a 1 km walk.

Everyday convenience — 54 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 66 parks, libraries and sports venues nearby.

Location

Other appraised units in this building