Skip to content
Crescira AVM · estimated value ● Medium confidence
HK$100.31M
≈ HK$36,136 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$30.09M, with repayments around HK$340,315/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$320,233
−HK$20,082/mo
▼ 0.25% · 3.875%
HK$330,194
−HK$10,121/mo
Today · 4.125%
HK$340,315
baseline
▲ 0.50% · 4.625%
HK$361,022
+HK$20,707/mo

Deposit HK$30.09M · loan HK$70.22M · min. income ≈ HK$680,630/mo (50% DSR)

Upfront cash ≈ HK$34.44M (deposit + AVD stamp duty HK$4,343,731 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
3/F
Flat
B
Saleable Area
2,776 ft²
Gross Area
3,600 ft²
Efficiency
77%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2011-06-02 HK$74.99M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Wan Chai
≈ 11 min walk · 837 m
Education
33
schools within 1 km (10 within 500 m)
Daily convenience
53
within 1 km (1 within 500 m)
Health
21
hospitals/clinics within 1 km
Recreation
51
parks, libraries, sports within 1 km

Family-friendly — 33 schools within a 1 km walk.

Everyday convenience — 53 shopping and daily-needs spots nearby.

Healthcare close by — 21 hospitals/clinics within 1 km.

Green space & leisure — 51 parks, libraries and sports venues nearby.

Location

Other appraised units in this building