Skip to content
Crescira AVM · estimated value Medium confidence
HK$44.86M
≈ HK$29,093 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$13.46M, with repayments around HK$152,195/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$143,214
−HK$8,981/mo
▼ 0.25% · 3.875%
HK$147,669
−HK$4,526/mo
Today · 4.125%
HK$152,195
baseline
▲ 0.50% · 4.625%
HK$161,456
+HK$9,261/mo

Deposit HK$13.46M · loan HK$31.40M · min. income ≈ HK$304,390/mo (50% DSR)

Upfront cash ≈ HK$15.37M (deposit + AVD stamp duty HK$1,906,618 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
31/F
Flat
B
Saleable Area
1,542 ft²
Gross Area
2,016 ft²
Efficiency
76%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2017-12-22 HK$59.50M +12.8%
5.7y
2012-04-23 HK$52.77M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tin Hau
≈ 11 min walk · 845 m
Education
31
schools within 1 km (8 within 500 m)
Daily convenience
15
within 1 km (3 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
50
parks, libraries, sports within 1 km

Family-friendly — 31 schools within a 1 km walk.

Everyday convenience — 15 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 50 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com