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Crescira AVM · estimated value Medium confidence
HK$146.91M
≈ HK$54,132 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$44.07M, with repayments around HK$498,409/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$468,998
−HK$29,411/mo
▼ 0.25% · 3.875%
HK$483,587
−HK$14,822/mo
Today · 4.125%
HK$498,409
baseline
▲ 0.50% · 4.625%
HK$528,736
+HK$30,327/mo

Deposit HK$44.07M · loan HK$102.84M · min. income ≈ HK$996,818/mo (50% DSR)

Upfront cash ≈ HK$53.62M (deposit + AVD stamp duty HK$9,549,333 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
39/F
Flat
B
Saleable Area
2,714 ft²
Gross Area
3,676 ft²
Efficiency
74%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2007-08-03 HK$57.90M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 21 min walk · 1,671 m
(quite far — consider other transport options)
Education
18
schools within 1 km (11 within 500 m)
Daily convenience
7
within 1 km (2 within 500 m)
Health
2
hospitals/clinics within 1 km
Recreation
21
parks, libraries, sports within 1 km

Family-friendly — 18 schools within a 1 km walk.

Everyday convenience — 7 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 21 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com