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At today's rate and a 90% mortgage, the deposit on this unit is about HK$952K, with repayments around HK$41,536/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$952K · loan HK$8.57M · min. income ≈ HK$83,072/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$322,266 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway Sheung Wan Station Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 56 shopping and daily-needs spots nearby.
Healthcare close by — 19 hospitals/clinics within 1 km.
Green space & leisure — 62 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 19/F
- Flat
- D
- Saleable Area
- 450 Saleable ft²
- Gross Area
- 672 ft²
- Efficiency
- 67%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-02-12 | HK$9.08M | −8.5% 5.7y · −1.0%/yr |
| 2020-06-08 | HK$9.92M | +21.7% 3.6y · 6.0%/yr |
| 2016-10-27 | HK$8.15M | +49.5% 6.4y · 8.0%/yr |
| 2010-06-25 | HK$5.45M | +39.0% |
| 2005-06-21 | HK$3.92M | +18.4% |
| 2001-02-17 | HK$3.31M | — |