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Crescira AVM · estimated value Medium confidence
HK$6.60M
≈ HK$18,974 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$660K, with repayments around HK$28,800/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$27,101
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$27,944
−HK$856/mo
Today · 4.125%
HK$28,800
baseline
▲ 0.50% · 4.625%
HK$30,553
+HK$1,753/mo

Deposit HK$660K · loan HK$5.94M · min. income ≈ HK$57,600/mo (50% DSR)

Upfront cash ≈ HK$856K (deposit + AVD stamp duty HK$195,280 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
G/F
Flat
E
Saleable Area
348 ft²
Gross Area
488 ft²
Efficiency
71%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2021-05-17 HK$5.50M +0.0%
1.2y
2020-02-05 HK$5.50M +10.4%
8.9y
2011-03-22 HK$4.98M +44.3%
2009-09-24 HK$3.45M +20.6%
2009-02-06 HK$2.86M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 18 min walk · 1,419 m
(quite far — consider other transport options)
Education
23
schools within 1 km (6 within 500 m)
Daily convenience
5
within 1 km (5 within 500 m)
Health
18
hospitals/clinics within 1 km
Recreation
33
parks, libraries, sports within 1 km

Family-friendly — 23 schools within a 1 km walk.

Everyday convenience — 5 shopping and daily-needs spots nearby.

Healthcare close by — 18 hospitals/clinics within 1 km.

Green space & leisure — 33 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com