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Crescira AVM · estimated value ● Medium confidence
HK$32.14M
≈ HK$26,171 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$9.64M, with repayments around HK$109,028/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$102,595
−HK$6,433/mo
▼ 0.25% · 3.875%
HK$105,786
−HK$3,242/mo
Today · 4.125%
HK$109,028
baseline
▲ 0.50% · 4.625%
HK$115,662
+HK$6,634/mo

Deposit HK$9.64M · loan HK$22.50M · min. income ≈ HK$218,056/mo (50% DSR)

Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$1,365,846 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
9/F
Flat
18號
Saleable Area
1,228 ft²
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2020-05-25 HK$36.00M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sai Ying Pun
≈ 6 min walk · 407 m
Education
53
schools within 1 km (25 within 500 m)
Daily convenience
53
within 1 km (19 within 500 m)
Health
19
hospitals/clinics within 1 km
Recreation
65
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Sai Ying Pun Station (a rail station within an 8-min walk earns this label).

Family-friendly — 53 schools within a 1 km walk.

Everyday convenience — 53 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 65 parks, libraries and sports venues nearby.

Location

Other appraised units in this building