Skip to content
Crescira AVM · estimated value ● Medium confidence
HK$449.41M
≈ HK$67,347 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$134.82M, with repayments around HK$1,524,628/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$1,434,662
−HK$89,966/mo
▼ 0.25% · 3.875%
HK$1,479,288
−HK$45,340/mo
Today · 4.125%
HK$1,524,628
baseline
▲ 0.50% · 4.625%
HK$1,617,398
+HK$92,770/mo

Deposit HK$134.82M · loan HK$314.58M · min. income ≈ HK$3,049,256/mo (50% DSR)

Upfront cash ≈ HK$164.03M (deposit + AVD stamp duty HK$29,211,326 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
21/F
Flat
A
Saleable Area
6,673 ft²
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2025-11-13 HK$420.00M −38.2%
2022-07-05 HK$680.00M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tin Hau
≈ 18 min walk · 1,438 m
(quite far — consider other transport options)
Education
23
schools within 1 km (1 within 500 m)
Daily convenience
9
within 1 km (2 within 500 m)
Health
2
hospitals/clinics within 1 km
Recreation
22
parks, libraries, sports within 1 km

Family-friendly — 23 schools within a 1 km walk.

Everyday convenience — 9 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 22 parks, libraries and sports venues nearby.

Location

Other appraised units in this building