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Crescira AVM · estimated value Medium confidence
HK$55.29M
≈ HK$28,312 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$16.59M, with repayments around HK$187,585/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$176,516
−HK$11,069/mo
▼ 0.25% · 3.875%
HK$182,007
−HK$5,578/mo
Today · 4.125%
HK$187,585
baseline
▲ 0.50% · 4.625%
HK$198,999
+HK$11,414/mo

Deposit HK$16.59M · loan HK$38.71M · min. income ≈ HK$375,170/mo (50% DSR)

Upfront cash ≈ HK$18.94M (deposit + AVD stamp duty HK$2,349,965 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
18/F
Flat
1
Saleable Area
1,953 ft²
Gross Area
2,468 ft²
Efficiency
79%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2014-10-21 HK$64.92M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 10 min walk · 779 m
Education
45
schools within 1 km (10 within 500 m)
Daily convenience
59
within 1 km (4 within 500 m)
Health
18
hospitals/clinics within 1 km
Recreation
53
parks, libraries, sports within 1 km

Family-friendly — 45 schools within a 1 km walk.

Everyday convenience — 59 shopping and daily-needs spots nearby.

Healthcare close by — 18 hospitals/clinics within 1 km.

Green space & leisure — 53 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com