Skip to content
Crescira AVM · estimated value Medium confidence
HK$28.78M
≈ HK$27,463 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$8.63M, with repayments around HK$97,641/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$91,879
−HK$5,762/mo
▼ 0.25% · 3.875%
HK$94,737
−HK$2,904/mo
Today · 4.125%
HK$97,641
baseline
▲ 0.50% · 4.625%
HK$103,582
+HK$5,941/mo

Deposit HK$8.63M · loan HK$20.15M · min. income ≈ HK$195,282/mo (50% DSR)

Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$1,223,194 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
31/F
Flat
A
Saleable Area
1,048 ft²
Gross Area
1,441 ft²
Efficiency
73%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2023-10-20 HK$20.00M −25.9%
3.2y
2020-07-27 HK$27.00M +147.7%
11.2y · 13.0%/yr
2009-05-13 HK$10.90M +17.2%
0.5y
2008-12-16 HK$9.30M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 17 min walk · 1,299 m
(quite far — consider other transport options)
Education
29
schools within 1 km (8 within 500 m)
Daily convenience
7
within 1 km (5 within 500 m)
Health
4
hospitals/clinics within 1 km
Recreation
33
parks, libraries, sports within 1 km

Family-friendly — 29 schools within a 1 km walk.

Everyday convenience — 7 shopping and daily-needs spots nearby.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 33 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com