▼ 0.50% · 3.625%
HK$15,783
−HK$989/mo
▼ 0.25% · 3.875%
HK$16,274
−HK$498/mo
Today · 4.125%
HK$16,772
baseline
▲ 0.50% · 4.625%
HK$17,793
+HK$1,021/mo
Deposit HK$3.46M · loan HK$3.46M · min. income ≈ HK$33,544/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$207,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,558
−HK$949/mo
▼ 0.25% · 3.875%
HK$18,029
−HK$478/mo
Today · 4.125%
HK$18,507
baseline
▲ 0.50% · 4.625%
HK$19,482
+HK$975/mo
Deposit HK$3.46M · loan HK$3.46M · min. income ≈ HK$37,014/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$207,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,361
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$17,901
−HK$549/mo
Today · 4.125%
HK$18,450
baseline
▲ 0.50% · 4.625%
HK$19,572
+HK$1,122/mo
Deposit HK$3.11M · loan HK$3.81M · min. income ≈ HK$36,900/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$207,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,314
−HK$1,043/mo
▼ 0.25% · 3.875%
HK$19,832
−HK$525/mo
Today · 4.125%
HK$20,357
baseline
▲ 0.50% · 4.625%
HK$21,430
+HK$1,073/mo
Deposit HK$3.11M · loan HK$3.81M · min. income ≈ HK$40,714/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$207,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,939
−HK$1,188/mo
▼ 0.25% · 3.875%
HK$19,528
−HK$599/mo
Today · 4.125%
HK$20,127
baseline
▲ 0.50% · 4.625%
HK$21,352
+HK$1,225/mo
Deposit HK$2.77M · loan HK$4.15M · min. income ≈ HK$40,254/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$207,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,070
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$21,635
−HK$573/mo
Today · 4.125%
HK$22,208
baseline
▲ 0.50% · 4.625%
HK$23,379
+HK$1,171/mo
Deposit HK$2.77M · loan HK$4.15M · min. income ≈ HK$44,416/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$207,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,518
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$21,156
−HK$648/mo
Today · 4.125%
HK$21,804
baseline
▲ 0.50% · 4.625%
HK$23,131
+HK$1,327/mo
Deposit HK$2.42M · loan HK$4.50M · min. income ≈ HK$43,608/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$207,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,826
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$23,438
−HK$621/mo
Today · 4.125%
HK$24,059
baseline
▲ 0.50% · 4.625%
HK$25,327
+HK$1,268/mo
Deposit HK$2.42M · loan HK$4.50M · min. income ≈ HK$48,118/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$207,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,096
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$22,783
−HK$698/mo
Today · 4.125%
HK$23,481
baseline
▲ 0.50% · 4.625%
HK$24,910
+HK$1,429/mo
Deposit HK$2.08M · loan HK$4.85M · min. income ≈ HK$46,962/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,581
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$25,241
−HK$668/mo
Today · 4.125%
HK$25,909
baseline
▲ 0.50% · 4.625%
HK$27,275
+HK$1,366/mo
Deposit HK$2.08M · loan HK$4.85M · min. income ≈ HK$51,818/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,674
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$24,410
−HK$749/mo
Today · 4.125%
HK$25,159
baseline
▲ 0.50% · 4.625%
HK$26,689
+HK$1,530/mo
Deposit HK$1.73M · loan HK$5.19M · min. income ≈ HK$50,318/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$207,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,337
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$27,044
−HK$716/mo
Today · 4.125%
HK$27,760
baseline
▲ 0.50% · 4.625%
HK$29,223
+HK$1,463/mo
Deposit HK$1.73M · loan HK$5.19M · min. income ≈ HK$55,520/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$207,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,252
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$26,038
−HK$798/mo
Today · 4.125%
HK$26,836
baseline
▲ 0.50% · 4.625%
HK$28,469
+HK$1,633/mo
Deposit HK$1.38M · loan HK$5.54M · min. income ≈ HK$53,672/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,093
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$28,846
−HK$765/mo
Today · 4.125%
HK$29,611
baseline
▲ 0.50% · 4.625%
HK$31,172
+HK$1,561/mo
Deposit HK$1.38M · loan HK$5.54M · min. income ≈ HK$59,222/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,831
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$27,665
−HK$848/mo
Today · 4.125%
HK$28,513
baseline
▲ 0.50% · 4.625%
HK$30,248
+HK$1,735/mo
Deposit HK$1.04M · loan HK$5.88M · min. income ≈ HK$57,026/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$207,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,849
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$30,649
−HK$812/mo
Today · 4.125%
HK$31,461
baseline
▲ 0.50% · 4.625%
HK$33,120
+HK$1,659/mo
Deposit HK$1.04M · loan HK$5.88M · min. income ≈ HK$62,922/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$207,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,409
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$29,293
−HK$897/mo
Today · 4.125%
HK$30,190
baseline
▲ 0.50% · 4.625%
HK$32,027
+HK$1,837/mo
Deposit HK$692K · loan HK$6.23M · min. income ≈ HK$60,380/mo (50% DSR)
Upfront cash ≈ HK$900K (deposit + AVD stamp duty HK$207,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,605
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$32,452
−HK$860/mo
Today · 4.125%
HK$33,312
baseline
▲ 0.50% · 4.625%
HK$35,068
+HK$1,756/mo
Deposit HK$692K · loan HK$6.23M · min. income ≈ HK$66,624/mo (50% DSR)
Upfront cash ≈ HK$900K (deposit + AVD stamp duty HK$207,644 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).