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Crescira AVM · estimated value ● Medium confidence
HK$17.26M
≈ HK$17,962 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.18M, with repayments around HK$58,559/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$55,104
−HK$3,455/mo
▼ 0.25% · 3.875%
HK$56,818
−HK$1,741/mo
Today · 4.125%
HK$58,559
baseline
▲ 0.50% · 4.625%
HK$62,122
+HK$3,563/mo

Deposit HK$5.18M · loan HK$12.08M · min. income ≈ HK$117,118/mo (50% DSR)

Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$647,292 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
12/F
Flat
B
Saleable Area
961 ft²
Gross Area
1,066 ft²
Efficiency
90%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2020-03-26 HK$25.00M +35.1%
8.8y
2011-06-30 HK$18.50M +164.3%
4.0y
2007-06-08 HK$7.00M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tin Hau
≈ 10 min walk · 798 m
Education
32
schools within 1 km (10 within 500 m)
Daily convenience
29
within 1 km (3 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
61
parks, libraries, sports within 1 km

Family-friendly — 32 schools within a 1 km walk.

Everyday convenience — 29 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 61 parks, libraries and sports venues nearby.

Location

Other appraised units in this building