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Crescira AVM · estimated value ● Medium confidence
HK$5.46M
≈ HK$16,634 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$546K, with repayments around HK$23,799/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$22,394
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$23,091
−HK$708/mo
Today · 4.125%
HK$23,799
baseline
▲ 0.50% · 4.625%
HK$25,247
+HK$1,448/mo

Deposit HK$546K · loan HK$4.91M · min. income ≈ HK$47,598/mo (50% DSR)

Upfront cash ≈ HK$668K (deposit + AVD stamp duty HK$122,762 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
19/F
Flat
A
Saleable Area
328 ft²
Gross Area
530 ft²
Efficiency
62%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2010-11-08 HK$4.27M +20.3%
0.8y
2010-01-25 HK$3.55M +18.7%
2.1y
2008-01-07 HK$2.99M +32.9%
7.6y
2000-06-08 HK$2.25M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 16 min walk · 1,237 m
(quite far — consider other transport options)
Education
30
schools within 1 km (9 within 500 m)
Daily convenience
14
within 1 km (5 within 500 m)
Health
4
hospitals/clinics within 1 km
Recreation
36
parks, libraries, sports within 1 km

Family-friendly — 30 schools within a 1 km walk.

Everyday convenience — 14 shopping and daily-needs spots nearby.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 36 parks, libraries and sports venues nearby.

Location

Other appraised units in this building