▼ 0.50% · 3.625%
HK$21,882
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$22,563
−HK$691/mo
Today · 4.125%
HK$23,254
baseline
▲ 0.50% · 4.625%
HK$24,669
+HK$1,415/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$46,508/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$329,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,343
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$24,996
−HK$663/mo
Today · 4.125%
HK$25,659
baseline
▲ 0.50% · 4.625%
HK$27,011
+HK$1,352/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$51,318/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$329,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,070
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$24,819
−HK$761/mo
Today · 4.125%
HK$25,580
baseline
▲ 0.50% · 4.625%
HK$27,136
+HK$1,556/mo
Deposit HK$4.32M · loan HK$5.28M · min. income ≈ HK$51,160/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$329,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,778
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$27,496
−HK$729/mo
Today · 4.125%
HK$28,225
baseline
▲ 0.50% · 4.625%
HK$29,712
+HK$1,487/mo
Deposit HK$4.32M · loan HK$5.28M · min. income ≈ HK$56,450/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$329,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,258
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$27,075
−HK$830/mo
Today · 4.125%
HK$27,905
baseline
▲ 0.50% · 4.625%
HK$29,603
+HK$1,698/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$55,810/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$329,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,212
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$29,996
−HK$794/mo
Today · 4.125%
HK$30,790
baseline
▲ 0.50% · 4.625%
HK$32,413
+HK$1,623/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$61,580/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$329,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,447
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$29,331
−HK$899/mo
Today · 4.125%
HK$30,230
baseline
▲ 0.50% · 4.625%
HK$32,070
+HK$1,840/mo
Deposit HK$3.36M · loan HK$6.24M · min. income ≈ HK$60,460/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$329,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,646
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$32,495
−HK$861/mo
Today · 4.125%
HK$33,356
baseline
▲ 0.50% · 4.625%
HK$35,114
+HK$1,758/mo
Deposit HK$3.36M · loan HK$6.24M · min. income ≈ HK$66,712/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$329,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,635
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$31,588
−HK$968/mo
Today · 4.125%
HK$32,556
baseline
▲ 0.50% · 4.625%
HK$34,537
+HK$1,981/mo
Deposit HK$2.88M · loan HK$6.72M · min. income ≈ HK$65,112/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$329,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,081
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$34,995
−HK$927/mo
Today · 4.125%
HK$35,922
baseline
▲ 0.50% · 4.625%
HK$37,816
+HK$1,894/mo
Deposit HK$2.88M · loan HK$6.72M · min. income ≈ HK$71,844/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$329,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,823
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$33,844
−HK$1,037/mo
Today · 4.125%
HK$34,881
baseline
▲ 0.50% · 4.625%
HK$37,004
+HK$2,123/mo
Deposit HK$2.40M · loan HK$7.20M · min. income ≈ HK$69,762/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$329,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,515
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$37,494
−HK$994/mo
Today · 4.125%
HK$38,488
baseline
▲ 0.50% · 4.625%
HK$40,517
+HK$2,029/mo
Deposit HK$2.40M · loan HK$7.20M · min. income ≈ HK$76,976/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$329,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,011
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$36,100
−HK$1,107/mo
Today · 4.125%
HK$37,207
baseline
▲ 0.50% · 4.625%
HK$39,471
+HK$2,264/mo
Deposit HK$1.92M · loan HK$7.68M · min. income ≈ HK$74,414/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$329,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,949
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$39,994
−HK$1,060/mo
Today · 4.125%
HK$41,054
baseline
▲ 0.50% · 4.625%
HK$43,218
+HK$2,164/mo
Deposit HK$1.92M · loan HK$7.68M · min. income ≈ HK$82,108/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$329,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,199
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$38,356
−HK$1,176/mo
Today · 4.125%
HK$39,532
baseline
▲ 0.50% · 4.625%
HK$41,937
+HK$2,405/mo
Deposit HK$1.44M · loan HK$8.16M · min. income ≈ HK$79,064/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$329,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,384
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$42,494
−HK$1,126/mo
Today · 4.125%
HK$43,620
baseline
▲ 0.50% · 4.625%
HK$45,919
+HK$2,299/mo
Deposit HK$1.44M · loan HK$8.16M · min. income ≈ HK$87,240/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$329,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,387
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$40,613
−HK$1,244/mo
Today · 4.125%
HK$41,857
baseline
▲ 0.50% · 4.625%
HK$44,404
+HK$2,547/mo
Deposit HK$960K · loan HK$8.64M · min. income ≈ HK$83,714/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$329,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,818
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$44,993
−HK$1,193/mo
Today · 4.125%
HK$46,186
baseline
▲ 0.50% · 4.625%
HK$48,620
+HK$2,434/mo
Deposit HK$960K · loan HK$8.64M · min. income ≈ HK$92,372/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$329,627 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).