Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$869K, with repayments around HK$37,896/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$869K · loan HK$7.82M · min. income ≈ HK$75,792/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,639 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 49 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 67 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- D
- Saleable Area
- 534 Saleable ft²
- Gross Area
- 630 ft²
- Efficiency
- 85%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-05-03 | HK$10.63M | +25.1% 3.1y · 8.0%/yr |
| 2019-03-29 | HK$8.50M | +282.9% 18.2y · 16.0%/yr |
| 2001-01-16 | HK$2.22M | −46.9% |
| 1997-10-04 | HK$4.18M | +39.8% |
| 1996-06-27 | HK$2.99M | — |