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Crescira AVM · estimated value ● Medium confidence
HK$59.53M
≈ HK$32,962 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$17.86M, with repayments around HK$201,957/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$190,040
−HK$11,917/mo
▼ 0.25% · 3.875%
HK$195,951
−HK$6,006/mo
Today · 4.125%
HK$201,957
baseline
▲ 0.50% · 4.625%
HK$214,246
+HK$12,289/mo

Deposit HK$17.86M · loan HK$41.67M · min. income ≈ HK$403,914/mo (50% DSR)

Upfront cash ≈ HK$20.39M (deposit + AVD stamp duty HK$2,530,008 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
27/F
Flat
A
Saleable Area
1,806 ft²
Gross Area
2,242 ft²
Efficiency
81%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2007-08-17 HK$27.38M +9.7%
0.5y
2007-02-07 HK$24.95M +14.0%
2.2y
2004-11-23 HK$21.88M +30.2%
5.1y
1999-10-27 HK$16.80M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tin Hau
≈ 17 min walk · 1,320 m
(quite far — consider other transport options)
Education
28
schools within 1 km (2 within 500 m)
Daily convenience
10
within 1 km (3 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
27
parks, libraries, sports within 1 km

Family-friendly — 28 schools within a 1 km walk.

Everyday convenience — 10 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 27 parks, libraries and sports venues nearby.

Location

Other appraised units in this building