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Crescira AVM · estimated value ● Medium confidence
HK$39.06M
≈ HK$25,922 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$11.72M, with repayments around HK$132,526/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$124,706
−HK$7,820/mo
▼ 0.25% · 3.875%
HK$128,585
−HK$3,941/mo
Today · 4.125%
HK$132,526
baseline
▲ 0.50% · 4.625%
HK$140,590
+HK$8,064/mo

Deposit HK$11.72M · loan HK$27.34M · min. income ≈ HK$265,052/mo (50% DSR)

Upfront cash ≈ HK$13.38M (deposit + AVD stamp duty HK$1,660,215 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
3/F
Flat
B
Saleable Area
1,507 ft²
Gross Area
1,907 ft²
Efficiency
79%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2023-07-19 HK$46.00M +173.8%
17.2y
2006-05-09 HK$16.80M +12.0%
1.6y
2004-10-19 HK$15.00M +10.7%
6.6y
2004-04-24 HK$13.55M −24.2%
6.1y
1998-03-20 HK$17.88M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tin Hau
≈ 17 min walk · 1,320 m
(quite far — consider other transport options)
Education
28
schools within 1 km (2 within 500 m)
Daily convenience
10
within 1 km (3 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
27
parks, libraries, sports within 1 km

Family-friendly — 28 schools within a 1 km walk.

Everyday convenience — 10 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 27 parks, libraries and sports venues nearby.

Location

Other appraised units in this building