▼ 0.50% · 3.625%
HK$18,071
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$18,634
−HK$571/mo
Today · 4.125%
HK$19,205
baseline
▲ 0.50% · 4.625%
HK$20,373
+HK$1,168/mo
Deposit HK$3.96M · loan HK$3.96M · min. income ≈ HK$38,410/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$237,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,104
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$20,643
−HK$547/mo
Today · 4.125%
HK$21,190
baseline
▲ 0.50% · 4.625%
HK$22,307
+HK$1,117/mo
Deposit HK$3.96M · loan HK$3.96M · min. income ≈ HK$42,380/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$237,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,879
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$20,497
−HK$628/mo
Today · 4.125%
HK$21,125
baseline
▲ 0.50% · 4.625%
HK$22,411
+HK$1,286/mo
Deposit HK$3.57M · loan HK$4.36M · min. income ≈ HK$42,250/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$237,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,115
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$22,708
−HK$601/mo
Today · 4.125%
HK$23,309
baseline
▲ 0.50% · 4.625%
HK$24,538
+HK$1,229/mo
Deposit HK$3.57M · loan HK$4.36M · min. income ≈ HK$46,618/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$237,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,686
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$22,360
−HK$686/mo
Today · 4.125%
HK$23,046
baseline
▲ 0.50% · 4.625%
HK$24,448
+HK$1,402/mo
Deposit HK$3.17M · loan HK$4.76M · min. income ≈ HK$46,092/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$237,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,125
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$24,772
−HK$657/mo
Today · 4.125%
HK$25,429
baseline
▲ 0.50% · 4.625%
HK$26,769
+HK$1,340/mo
Deposit HK$3.17M · loan HK$4.76M · min. income ≈ HK$50,858/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$237,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,493
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$24,224
−HK$742/mo
Today · 4.125%
HK$24,966
baseline
▲ 0.50% · 4.625%
HK$26,485
+HK$1,519/mo
Deposit HK$2.77M · loan HK$5.15M · min. income ≈ HK$49,932/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$237,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,136
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$26,836
−HK$712/mo
Today · 4.125%
HK$27,548
baseline
▲ 0.50% · 4.625%
HK$29,000
+HK$1,452/mo
Deposit HK$2.77M · loan HK$5.15M · min. income ≈ HK$55,096/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$237,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,300
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$26,087
−HK$800/mo
Today · 4.125%
HK$26,887
baseline
▲ 0.50% · 4.625%
HK$28,522
+HK$1,635/mo
Deposit HK$2.38M · loan HK$5.55M · min. income ≈ HK$53,774/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$237,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,146
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$28,901
−HK$766/mo
Today · 4.125%
HK$29,667
baseline
▲ 0.50% · 4.625%
HK$31,230
+HK$1,563/mo
Deposit HK$2.38M · loan HK$5.55M · min. income ≈ HK$59,334/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$237,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,107
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$27,950
−HK$857/mo
Today · 4.125%
HK$28,807
baseline
▲ 0.50% · 4.625%
HK$30,560
+HK$1,753/mo
Deposit HK$1.98M · loan HK$5.94M · min. income ≈ HK$57,614/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$237,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,156
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$30,965
−HK$821/mo
Today · 4.125%
HK$31,786
baseline
▲ 0.50% · 4.625%
HK$33,461
+HK$1,675/mo
Deposit HK$1.98M · loan HK$5.94M · min. income ≈ HK$63,572/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$237,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,914
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$29,814
−HK$913/mo
Today · 4.125%
HK$30,727
baseline
▲ 0.50% · 4.625%
HK$32,597
+HK$1,870/mo
Deposit HK$1.59M · loan HK$6.34M · min. income ≈ HK$61,454/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,167
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$33,030
−HK$875/mo
Today · 4.125%
HK$33,905
baseline
▲ 0.50% · 4.625%
HK$35,692
+HK$1,787/mo
Deposit HK$1.59M · loan HK$6.34M · min. income ≈ HK$67,810/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,721
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$31,677
−HK$971/mo
Today · 4.125%
HK$32,648
baseline
▲ 0.50% · 4.625%
HK$34,634
+HK$1,986/mo
Deposit HK$1.19M · loan HK$6.74M · min. income ≈ HK$65,296/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$237,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,177
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$35,094
−HK$930/mo
Today · 4.125%
HK$36,024
baseline
▲ 0.50% · 4.625%
HK$37,923
+HK$1,899/mo
Deposit HK$1.19M · loan HK$6.74M · min. income ≈ HK$72,048/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$237,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,529
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$33,540
−HK$1,028/mo
Today · 4.125%
HK$34,568
baseline
▲ 0.50% · 4.625%
HK$36,672
+HK$2,104/mo
Deposit HK$793K · loan HK$7.13M · min. income ≈ HK$69,136/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,188
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$37,158
−HK$985/mo
Today · 4.125%
HK$38,143
baseline
▲ 0.50% · 4.625%
HK$40,153
+HK$2,010/mo
Deposit HK$793K · loan HK$7.13M · min. income ≈ HK$76,286/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,756 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).