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Crescira AVM · estimated value Medium confidence
HK$19.31M
≈ HK$19,103 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.79M, with repayments around HK$65,520/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$61,654
−HK$3,866/mo
▼ 0.25% · 3.875%
HK$63,571
−HK$1,949/mo
Today · 4.125%
HK$65,520
baseline
▲ 0.50% · 4.625%
HK$69,506
+HK$3,986/mo

Deposit HK$5.79M · loan HK$13.52M · min. income ≈ HK$131,040/mo (50% DSR)

Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,232 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
6/F
Flat
C
Saleable Area
1,011 ft²
Gross Area
1,302 ft²
Efficiency
78%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2006-01-25 HK$8.50M +2.7%
2004-12-03 HK$8.28M +14.0%
1999-03-24 HK$7.26M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tin Hau
≈ 14 min walk · 1,062 m
Education
24
schools within 1 km (5 within 500 m)
Daily convenience
7
within 1 km (4 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
32
parks, libraries, sports within 1 km

Family-friendly — 24 schools within a 1 km walk.

Everyday convenience — 7 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 32 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com