▼ 0.50% · 3.625%
HK$16,366
−HK$1,026/mo
▼ 0.25% · 3.875%
HK$16,875
−HK$517/mo
Today · 4.125%
HK$17,392
baseline
▲ 0.50% · 4.625%
HK$18,451
+HK$1,059/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$34,784/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$215,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,207
−HK$984/mo
▼ 0.25% · 3.875%
HK$18,696
−HK$495/mo
Today · 4.125%
HK$19,191
baseline
▲ 0.50% · 4.625%
HK$20,202
+HK$1,011/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$38,382/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$215,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,003
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$18,563
−HK$569/mo
Today · 4.125%
HK$19,132
baseline
▲ 0.50% · 4.625%
HK$20,296
+HK$1,164/mo
Deposit HK$3.23M · loan HK$3.95M · min. income ≈ HK$38,264/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$215,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,028
−HK$1,082/mo
▼ 0.25% · 3.875%
HK$20,565
−HK$545/mo
Today · 4.125%
HK$21,110
baseline
▲ 0.50% · 4.625%
HK$22,223
+HK$1,113/mo
Deposit HK$3.23M · loan HK$3.95M · min. income ≈ HK$42,220/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$215,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,639
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$20,250
−HK$621/mo
Today · 4.125%
HK$20,871
baseline
▲ 0.50% · 4.625%
HK$22,141
+HK$1,270/mo
Deposit HK$2.87M · loan HK$4.31M · min. income ≈ HK$41,742/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,849
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$22,435
−HK$594/mo
Today · 4.125%
HK$23,029
baseline
▲ 0.50% · 4.625%
HK$24,243
+HK$1,214/mo
Deposit HK$2.87M · loan HK$4.31M · min. income ≈ HK$46,058/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,276
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$21,938
−HK$672/mo
Today · 4.125%
HK$22,610
baseline
▲ 0.50% · 4.625%
HK$23,986
+HK$1,376/mo
Deposit HK$2.51M · loan HK$4.67M · min. income ≈ HK$45,220/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,669
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$24,304
−HK$644/mo
Today · 4.125%
HK$24,948
baseline
▲ 0.50% · 4.625%
HK$26,263
+HK$1,315/mo
Deposit HK$2.51M · loan HK$4.67M · min. income ≈ HK$49,896/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,913
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$23,625
−HK$724/mo
Today · 4.125%
HK$24,349
baseline
▲ 0.50% · 4.625%
HK$25,831
+HK$1,482/mo
Deposit HK$2.15M · loan HK$5.02M · min. income ≈ HK$48,698/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,490
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$26,174
−HK$693/mo
Today · 4.125%
HK$26,867
baseline
▲ 0.50% · 4.625%
HK$28,283
+HK$1,416/mo
Deposit HK$2.15M · loan HK$5.02M · min. income ≈ HK$53,734/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,549
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$25,313
−HK$776/mo
Today · 4.125%
HK$26,089
baseline
▲ 0.50% · 4.625%
HK$27,676
+HK$1,587/mo
Deposit HK$1.79M · loan HK$5.38M · min. income ≈ HK$52,178/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,311
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$28,043
−HK$743/mo
Today · 4.125%
HK$28,786
baseline
▲ 0.50% · 4.625%
HK$30,304
+HK$1,518/mo
Deposit HK$1.79M · loan HK$5.38M · min. income ≈ HK$57,572/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,186
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$27,000
−HK$828/mo
Today · 4.125%
HK$27,828
baseline
▲ 0.50% · 4.625%
HK$29,521
+HK$1,693/mo
Deposit HK$1.44M · loan HK$5.74M · min. income ≈ HK$55,656/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,132
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$29,913
−HK$792/mo
Today · 4.125%
HK$30,705
baseline
▲ 0.50% · 4.625%
HK$32,324
+HK$1,619/mo
Deposit HK$1.44M · loan HK$5.74M · min. income ≈ HK$61,410/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,822
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$28,688
−HK$879/mo
Today · 4.125%
HK$29,567
baseline
▲ 0.50% · 4.625%
HK$31,366
+HK$1,799/mo
Deposit HK$1.08M · loan HK$6.10M · min. income ≈ HK$59,134/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,952
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$31,782
−HK$842/mo
Today · 4.125%
HK$32,624
baseline
▲ 0.50% · 4.625%
HK$34,344
+HK$1,720/mo
Deposit HK$1.08M · loan HK$6.10M · min. income ≈ HK$65,248/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,459
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$30,375
−HK$931/mo
Today · 4.125%
HK$31,306
baseline
▲ 0.50% · 4.625%
HK$33,211
+HK$1,905/mo
Deposit HK$718K · loan HK$6.46M · min. income ≈ HK$62,612/mo (50% DSR)
Upfront cash ≈ HK$933K (deposit + AVD stamp duty HK$215,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,773
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$33,652
−HK$892/mo
Today · 4.125%
HK$34,544
baseline
▲ 0.50% · 4.625%
HK$36,364
+HK$1,820/mo
Deposit HK$718K · loan HK$6.46M · min. income ≈ HK$69,088/mo (50% DSR)
Upfront cash ≈ HK$933K (deposit + AVD stamp duty HK$215,321 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).