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Crescira AVM · estimated value ● Medium confidence
HK$30.93M
≈ HK$18,488 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$9.28M, with repayments around HK$104,932/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$98,740
−HK$6,192/mo
▼ 0.25% · 3.875%
HK$101,811
−HK$3,121/mo
Today · 4.125%
HK$104,932
baseline
▲ 0.50% · 4.625%
HK$111,316
+HK$6,384/mo

Deposit HK$9.28M · loan HK$21.65M · min. income ≈ HK$209,864/mo (50% DSR)

Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$1,314,526 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
5/F
Flat
92號
Saleable Area
1,673 ft²
Gross Area
2,200 ft²
Efficiency
76%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2026-07-30 HK$45.00M +442.2%
19.6y
2007-01-11 HK$8.30M −2.4%
0.3y
2006-09-18 HK$8.50M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sai Ying Pun
≈ 4 min walk · 307 m
Education
51
schools within 1 km (22 within 500 m)
Daily convenience
48
within 1 km (12 within 500 m)
Health
13
hospitals/clinics within 1 km
Recreation
64
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Sai Ying Pun Station (a rail station within an 8-min walk earns this label).

Family-friendly — 51 schools within a 1 km walk.

Everyday convenience — 48 shopping and daily-needs spots nearby.

Healthcare close by — 13 hospitals/clinics within 1 km.

Green space & leisure — 64 parks, libraries and sports venues nearby.

Location

Other appraised units in this building