Skip to content
Crescira AVM · estimated value Medium confidence
HK$33.25M
≈ HK$11,961 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$9.98M, with repayments around HK$112,806/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$106,149
−HK$6,657/mo
▼ 0.25% · 3.875%
HK$109,451
−HK$3,355/mo
Today · 4.125%
HK$112,806
baseline
▲ 0.50% · 4.625%
HK$119,670
+HK$6,864/mo

Deposit HK$9.98M · loan HK$23.28M · min. income ≈ HK$225,612/mo (50% DSR)

Upfront cash ≈ HK$11.39M (deposit + AVD stamp duty HK$1,413,172 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
5/F
Flat
B
Saleable Area
2,780 ft²
Gross Area
2,800 ft²
Efficiency
99%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2011-06-20 HK$37.00M +124.2%
2005-04-12 HK$16.50M +48.6%
1999-05-12 HK$11.10M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sheung Wan
≈ 11 min walk · 804 m
Education
39
schools within 1 km (17 within 500 m)
Daily convenience
58
within 1 km (7 within 500 m)
Health
19
hospitals/clinics within 1 km
Recreation
55
parks, libraries, sports within 1 km

Family-friendly — 39 schools within a 1 km walk.

Everyday convenience — 58 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 55 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com