▼ 0.50% · 3.625%
HK$20,759
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$21,404
−HK$656/mo
Today · 4.125%
HK$22,060
baseline
▲ 0.50% · 4.625%
HK$23,403
+HK$1,343/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$44,120/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$280,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,094
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$23,713
−HK$628/mo
Today · 4.125%
HK$24,341
baseline
▲ 0.50% · 4.625%
HK$25,625
+HK$1,284/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$48,682/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$280,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,834
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$23,545
−HK$721/mo
Today · 4.125%
HK$24,266
baseline
▲ 0.50% · 4.625%
HK$25,743
+HK$1,477/mo
Deposit HK$4.10M · loan HK$5.01M · min. income ≈ HK$48,532/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$280,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,403
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$26,084
−HK$692/mo
Today · 4.125%
HK$26,776
baseline
▲ 0.50% · 4.625%
HK$28,187
+HK$1,411/mo
Deposit HK$4.10M · loan HK$5.01M · min. income ≈ HK$53,552/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$280,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,910
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$25,685
−HK$787/mo
Today · 4.125%
HK$26,472
baseline
▲ 0.50% · 4.625%
HK$28,083
+HK$1,611/mo
Deposit HK$3.64M · loan HK$5.46M · min. income ≈ HK$52,944/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$280,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,713
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$28,456
−HK$754/mo
Today · 4.125%
HK$29,210
baseline
▲ 0.50% · 4.625%
HK$30,749
+HK$1,539/mo
Deposit HK$3.64M · loan HK$5.46M · min. income ≈ HK$58,420/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$280,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,986
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$27,826
−HK$852/mo
Today · 4.125%
HK$28,678
baseline
▲ 0.50% · 4.625%
HK$30,424
+HK$1,746/mo
Deposit HK$3.19M · loan HK$5.92M · min. income ≈ HK$57,356/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$280,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,022
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$30,827
−HK$817/mo
Today · 4.125%
HK$31,644
baseline
▲ 0.50% · 4.625%
HK$33,312
+HK$1,668/mo
Deposit HK$3.19M · loan HK$5.92M · min. income ≈ HK$63,288/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$280,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,062
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$29,966
−HK$919/mo
Today · 4.125%
HK$30,885
baseline
▲ 0.50% · 4.625%
HK$32,764
+HK$1,879/mo
Deposit HK$2.73M · loan HK$6.37M · min. income ≈ HK$61,770/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$280,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,331
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$33,198
−HK$880/mo
Today · 4.125%
HK$34,078
baseline
▲ 0.50% · 4.625%
HK$35,874
+HK$1,796/mo
Deposit HK$2.73M · loan HK$6.37M · min. income ≈ HK$68,156/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$280,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,138
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$32,107
−HK$984/mo
Today · 4.125%
HK$33,091
baseline
▲ 0.50% · 4.625%
HK$35,104
+HK$2,013/mo
Deposit HK$2.28M · loan HK$6.83M · min. income ≈ HK$66,182/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$280,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,641
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$35,570
−HK$942/mo
Today · 4.125%
HK$36,512
baseline
▲ 0.50% · 4.625%
HK$38,437
+HK$1,925/mo
Deposit HK$2.28M · loan HK$6.83M · min. income ≈ HK$73,024/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$280,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,214
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$34,247
−HK$1,050/mo
Today · 4.125%
HK$35,297
baseline
▲ 0.50% · 4.625%
HK$37,444
+HK$2,147/mo
Deposit HK$1.82M · loan HK$7.28M · min. income ≈ HK$70,594/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$280,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,950
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$37,941
−HK$1,005/mo
Today · 4.125%
HK$38,946
baseline
▲ 0.50% · 4.625%
HK$40,999
+HK$2,053/mo
Deposit HK$1.82M · loan HK$7.28M · min. income ≈ HK$77,892/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$280,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,290
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$36,387
−HK$1,116/mo
Today · 4.125%
HK$37,503
baseline
▲ 0.50% · 4.625%
HK$39,785
+HK$2,282/mo
Deposit HK$1.37M · loan HK$7.74M · min. income ≈ HK$75,006/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$280,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,259
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$40,312
−HK$1,068/mo
Today · 4.125%
HK$41,380
baseline
▲ 0.50% · 4.625%
HK$43,562
+HK$2,182/mo
Deposit HK$1.37M · loan HK$7.74M · min. income ≈ HK$82,760/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$280,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,366
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$38,528
−HK$1,181/mo
Today · 4.125%
HK$39,709
baseline
▲ 0.50% · 4.625%
HK$42,125
+HK$2,416/mo
Deposit HK$910K · loan HK$8.19M · min. income ≈ HK$79,418/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$280,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,569
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$42,684
−HK$1,131/mo
Today · 4.125%
HK$43,815
baseline
▲ 0.50% · 4.625%
HK$46,124
+HK$2,309/mo
Deposit HK$910K · loan HK$8.19M · min. income ≈ HK$87,630/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$280,364 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).