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Crescira AVM · estimated value ● Medium confidence
HK$11.74M
≈ HK$10,795 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.52M, with repayments around HK$39,845/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$37,493
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$38,660
−HK$1,185/mo
Today · 4.125%
HK$39,845
baseline
▲ 0.50% · 4.625%
HK$42,269
+HK$2,424/mo

Deposit HK$3.52M · loan HK$8.22M · min. income ≈ HK$79,690/mo (50% DSR)

Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$440,428 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
1/F
Flat
F
Saleable Area
1,088 ft²
Gross Area
1,235 ft²
Efficiency
88%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2008-02-06 HK$11.00M +48.6%
1.4y
2006-10-06 HK$7.40M +16.2%
1.4y
2005-06-02 HK$6.37M +38.5%
1.5y
2003-11-11 HK$4.60M −38.7%
6.5y
1997-04-25 HK$7.50M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 9 min walk · 669 m
Education
45
schools within 1 km (11 within 500 m)
Daily convenience
65
within 1 km (11 within 500 m)
Health
18
hospitals/clinics within 1 km
Recreation
68
parks, libraries, sports within 1 km

Family-friendly — 45 schools within a 1 km walk.

Everyday convenience — 65 shopping and daily-needs spots nearby.

Healthcare close by — 18 hospitals/clinics within 1 km.

Green space & leisure — 68 parks, libraries and sports venues nearby.

Location

Other appraised units in this building