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Crescira AVM · estimated value Medium confidence
HK$42.01M
≈ HK$22,347 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$12.60M, with repayments around HK$142,532/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$134,121
−HK$8,411/mo
▼ 0.25% · 3.875%
HK$138,293
−HK$4,239/mo
Today · 4.125%
HK$142,532
baseline
▲ 0.50% · 4.625%
HK$151,204
+HK$8,672/mo

Deposit HK$12.60M · loan HK$29.41M · min. income ≈ HK$285,064/mo (50% DSR)

Upfront cash ≈ HK$14.39M (deposit + AVD stamp duty HK$1,785,560 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
2/F
Flat
108號
Saleable Area
1,880 ft²
Gross Area
2,200 ft²
Efficiency
85%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2019-02-28 HK$34.90M +405.8%
19.1y
2000-02-11 HK$6.90M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Admiralty
≈ 8 min walk · 591 m
Education
13
schools within 1 km (5 within 500 m)
Daily convenience
25
within 1 km (3 within 500 m)
Health
2
hospitals/clinics within 1 km
Recreation
47
parks, libraries, sports within 1 km

Excellent connectivity — about 8 min walk to Admiralty Station (a rail station within an 8-min walk earns this label).

Family-friendly — 13 schools within a 1 km walk.

Everyday convenience — 25 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 47 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com