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At today's rate and a 90% mortgage, the deposit on this unit is about HK$321K, with repayments around HK$13,991/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$321K · loan HK$2.89M · min. income ≈ HK$27,982/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Causeway Bay Station Station.
Family-friendly — 53 schools within a 1 km walk.
Everyday convenience — 106 shopping and daily-needs spots nearby.
Healthcare close by — 19 hospitals/clinics within 1 km.
Green space & leisure — 115 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- O
- Saleable Area
- 354 Saleable ft²
- Gross Area
- 480 ft²
- Efficiency
- 74%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2016-12-13 | HK$3.00M | −2.6% 5.4y · −1.0%/yr |
| 2011-06-09 | HK$3.08M | +136.9% |
| 2006-09-29 | HK$1.30M | +62.5% |
| 2006-06-07 | HK$800K | +14.3% |
| 2004-12-03 | HK$700K | +20.7% |
| 2004-04-16 | HK$580K | +16.0% |
| 2004-03-16 | HK$500K | −58.3% |
| 1997-05-22 | HK$1.20M | — |