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Crescira AVM · estimated value ● Medium confidence
HK$14.60M
≈ HK$13,530 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.38M, with repayments around HK$49,527/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$46,604
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$48,054
−HK$1,473/mo
Today · 4.125%
HK$49,527
baseline
▲ 0.50% · 4.625%
HK$52,540
+HK$3,013/mo

Deposit HK$4.38M · loan HK$10.22M · min. income ≈ HK$99,054/mo (50% DSR)

Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,450 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
3/F
Flat
12A號(D室)
Saleable Area
1,079 ft²
Gross Area
1,250 ft²
Efficiency
86%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2022-06-16 HK$24.50M +195.9%
16.2y
2006-04-06 HK$8.28M +6.2%
0.3y
2005-12-29 HK$7.80M +74.1%
2.3y
2003-10-24 HK$4.48M +10.6%
0.3y
2003-05-10 HK$4.05M −45.3%
6.6y
1996-10-25 HK$7.40M +19.4%
0.6y
1996-03-15 HK$6.20M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 8 min walk · 639 m
Education
46
schools within 1 km (19 within 500 m)
Daily convenience
66
within 1 km (13 within 500 m)
Health
18
hospitals/clinics within 1 km
Recreation
79
parks, libraries, sports within 1 km

Family-friendly — 46 schools within a 1 km walk.

Everyday convenience — 66 shopping and daily-needs spots nearby.

Healthcare close by — 18 hospitals/clinics within 1 km.

Green space & leisure — 79 parks, libraries and sports venues nearby.

Location

Other appraised units in this building