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Crescira AVM · estimated value ● Medium confidence
HK$40.34M
≈ HK$20,784 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$12.10M, with repayments around HK$136,864/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$128,788
−HK$8,076/mo
▼ 0.25% · 3.875%
HK$132,794
−HK$4,070/mo
Today · 4.125%
HK$136,864
baseline
▲ 0.50% · 4.625%
HK$145,192
+HK$8,328/mo

Deposit HK$12.10M · loan HK$28.24M · min. income ≈ HK$273,728/mo (50% DSR)

Upfront cash ≈ HK$13.82M (deposit + AVD stamp duty HK$1,714,556 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
2/F
Flat
1
Saleable Area
1,941 ft²
Gross Area
2,329 ft²
Efficiency
83%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2009-04-03 HK$20.75M −9.8%
1.3y
2007-12-27 HK$23.00M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tin Hau
≈ 13 min walk · 1,032 m
Education
30
schools within 1 km (8 within 500 m)
Daily convenience
12
within 1 km (4 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
38
parks, libraries, sports within 1 km

Family-friendly — 30 schools within a 1 km walk.

Everyday convenience — 12 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 38 parks, libraries and sports venues nearby.

Location

Other appraised units in this building