Skip to content
Crescira AVM · estimated value ● Medium confidence
HK$58.45M
≈ HK$30,034 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$17.53M, with repayments around HK$198,281/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$186,581
−HK$11,700/mo
▼ 0.25% · 3.875%
HK$192,385
−HK$5,896/mo
Today · 4.125%
HK$198,281
baseline
▲ 0.50% · 4.625%
HK$210,346
+HK$12,065/mo

Deposit HK$17.53M · loan HK$40.91M · min. income ≈ HK$396,562/mo (50% DSR)

Upfront cash ≈ HK$20.02M (deposit + AVD stamp duty HK$2,483,959 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
18/F
Flat
A
Saleable Area
1,946 ft²
Gross Area
2,400 ft²
Efficiency
81%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
1996-11-06 HK$13.50M +22.7%
0.9y
1995-12-21 HK$11.00M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tin Hau
≈ 20 min walk · 1,536 m
(quite far — consider other transport options)
Education
19
schools within 1 km (1 within 500 m)
Daily convenience
6
within 1 km (2 within 500 m)
Health
2
hospitals/clinics within 1 km
Recreation
20
parks, libraries, sports within 1 km

Family-friendly — 19 schools within a 1 km walk.

Everyday convenience — 6 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 20 parks, libraries and sports venues nearby.

Location

Other appraised units in this building