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Crescira AVM · estimated value ● Medium confidence
HK$14.94M
≈ HK$15,898 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.48M, with repayments around HK$50,698/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$47,706
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$49,190
−HK$1,508/mo
Today · 4.125%
HK$50,698
baseline
▲ 0.50% · 4.625%
HK$53,783
+HK$3,085/mo

Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$101,396/mo (50% DSR)

Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,398 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
5/F
Flat
B
Saleable Area
940 ft²
Gross Area
1,088 ft²
Efficiency
86%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2019-05-20 HK$20.00M +33.3%
4.8y
2014-08-04 HK$15.00M +25.0%
4.0y
2010-07-20 HK$12.00M +62.6%
12.5y
1998-01-19 HK$7.38M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 18 min walk · 1,412 m
(quite far — consider other transport options)
Education
22
schools within 1 km (11 within 500 m)
Daily convenience
7
within 1 km (5 within 500 m)
Health
2
hospitals/clinics within 1 km
Recreation
28
parks, libraries, sports within 1 km

Family-friendly — 22 schools within a 1 km walk.

Everyday convenience — 7 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 28 parks, libraries and sports venues nearby.

Location

Other appraised units in this building