Home Central and Western District Hoi Ming Court

4/F A

Central and Western District · Hong Kong Island

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Floor

1/F A 465 ft² 2/F A 483 ft² 2/F B 483 ft² 3/F A 483 ft² 3/F B 483 ft² 4/F A 483 ft² 4/F B 483 ft² 5/F A 483 ft² 5/F B 482 ft² 6/F A 483 ft² 6/F B 483 ft² 8/F A 483 ft² 8/F B 483 ft² 9/F B 483 ft² 10/F A 482 ft² 10/F B 483 ft² 11/F A 483 ft² 11/F B 483 ft² 12/F A 483 ft² 12/F B 483 ft² 13/F A 483 ft² 13/F B 483 ft² 14/F A 482 ft² 14/F B 483 ft² 15/F A 483 ft² 15/F B 483 ft² 16/F A 483 ft² 16/F B 483 ft² 17/F B 483 ft² 18/F A 483 ft² 18/F B 483 ft² 19/F A 483 ft² 19/F B 482 ft² 20/F A 483 ft² 20/F B 483 ft² 21/F A 483 ft² 21/F B 482 ft² 22/F A 483 ft² 22/F B 483 ft² 23/F B 483 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$7.18M

≈ HK$14,865 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$718K, with repayments around HK$31,317/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$29,469

−HK$1,848/mo

▼ 0.25% · 3.875%

HK$30,386

−HK$931/mo

Today · 4.125%

HK$31,317

baseline

▲ 0.50% · 4.625%

HK$33,223

+HK$1,906/mo

Deposit HK$718K · loan HK$6.46M · min. income ≈ HK$62,634/mo (50% DSR)

Upfront cash ≈ HK$933K (deposit + AVD stamp duty HK$215,393 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Sai Ying Pun Station

≈ 3 min walk · 163 m

Education

schools within 1 km (22 within 500 m)

Daily convenience

within 1 km (15 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Mass Transit Railway Sai Ying Pun Station Station.

Family-friendly — 48 schools within a 1 km walk.

Everyday convenience — 44 shopping and daily-needs spots nearby.

Healthcare close by — 13 hospitals/clinics within 1 km.

Green space & leisure — 66 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 4/F
Flat: A
Saleable Area: 483 Saleable ft²
Gross Area: 638 ft²
Efficiency: 76%
District: Central and Western District · Hong Kong Island
School net (POA): 11

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2024-05-30	HK$6.33M	−17.3% 7.6y · −2.0%/yr	HK$13,101	HK$9,918
2016-11-09	HK$7.65M	+45.4% 5.2y · 9.0%/yr	HK$15,838	HK$11,991
2011-08-05	HK$5.26M	+110.4%	HK$10,890	HK$8,244
2005-05-14	HK$2.50M	+6.4%	HK$5,176	HK$3,918
2005-05-07	HK$2.35M	−22.2%	HK$4,865	HK$3,683
1996-12-16	HK$3.02M	—	HK$6,253	HK$4,734

Other appraised units in this building

Data sourced from Renavon.com