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Crescira AVM · estimated value ● Medium confidence
HK$25.73M
≈ HK$19,735 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.72M, with repayments around HK$87,305/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$82,154
−HK$5,151/mo
▼ 0.25% · 3.875%
HK$84,709
−HK$2,596/mo
Today · 4.125%
HK$87,305
baseline
▲ 0.50% · 4.625%
HK$92,618
+HK$5,313/mo

Deposit HK$7.72M · loan HK$18.01M · min. income ≈ HK$174,610/mo (50% DSR)

Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$1,093,715 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
5/F
Flat
A
Saleable Area
1,304 ft²
Gross Area
1,628 ft²
Efficiency
80%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2018-02-02 HK$38.51M +88.3%
3.9y
2014-03-11 HK$20.45M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sai Ying Pun
≈ 6 min walk · 406 m
Education
53
schools within 1 km (25 within 500 m)
Daily convenience
53
within 1 km (12 within 500 m)
Health
17
hospitals/clinics within 1 km
Recreation
66
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Sai Ying Pun Station (a rail station within an 8-min walk earns this label).

Family-friendly — 53 schools within a 1 km walk.

Everyday convenience — 53 shopping and daily-needs spots nearby.

Healthcare close by — 17 hospitals/clinics within 1 km.

Green space & leisure — 66 parks, libraries and sports venues nearby.

Location

Other appraised units in this building