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Home Central and Western District NING YEUNG TERRACE BLOCK A

10/F C

in NING YEUNG TERRACE BLOCK A

Central and Western District · Hong Kong Island

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Floor
1/F A 1,368 ft² 1/F B 1,119 ft² 2/F A 1,428 ft² 2/F B 1,119 ft² 2/F C 1,730 ft² 3/F A 1,428 ft² 3/F C 1,730 ft² 4/F B 1,119 ft² 4/F C 1,730 ft² 5/F A 1,428 ft² 5/F C 1,730 ft² 6/F A 1,428 ft² 6/F B 1,118 ft² 6/F C 1,730 ft² 7/F B 1,119 ft² 7/F C 1,730 ft² 8/F B 1,119 ft² 9/F B 1,119 ft² 10/F A 1,453 ft² 10/F B 1,119 ft² 10/F C 1,730 ft² 11/F B 1,119 ft² 12/F B 1,118 ft² 12/F C 1,726 ft² 13/F B 1,119 ft² 13/F C 1,730 ft² 14/F A 1,428 ft² 15/F A 1,428 ft² 15/F B 1,119 ft² 15/F C 1,730 ft² 16/F A 1,453 ft² 16/F B 1,119 ft² 16/F C 1,730 ft² 17/F A 1,453 ft² 18/F A 1,428 ft² 18/F B 1,119 ft² 19/F A 1,428 ft² 19/F B 1,118 ft² 20/F A 1,428 ft² 20/F C 1,730 ft² 21/F A 1,428 ft² 21/F B 1,119 ft² 21/F C 1,726 ft² 22/F A 1,428 ft² 22/F B 1,118 ft² 23/F A 1,428 ft² 23/F B 1,118 ft² 23/F C 1,730 ft² 24/F A 1,428 ft² 24/F B 1,119 ft² 25/F A 1,461 ft² 25/F B 1,133 ft² 26/F C 1,437 ft² 27/F B 1,133 ft² 28/F B 1,118 ft² 28/F C 1,437 ft² 30/F B 1,133 ft² 30/F C 1,437 ft² 31/F B 1,133 ft² 31/F C 1,400 ft² 32/F B 1,133 ft² 32/F C 1,400 ft² 33/F A 1,461 ft² 33/F B 1,133 ft² 34/F B 1,093 ft² 34/F C 1,437 ft²
Crescira AVM · estimated value ● Medium confidence
HK$26.73M
≈ HK$15,448 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$8.02M, with repayments around HK$90,669/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$85,318
−HK$5,351/mo
▼ 0.25% · 3.875%
HK$87,972
−HK$2,697/mo
Today · 4.125%
HK$90,669
baseline
▲ 0.50% · 4.625%
HK$96,186
+HK$5,517/mo

Deposit HK$8.02M · loan HK$18.71M · min. income ≈ HK$181,338/mo (50% DSR)

Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$1,135,848 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Sai Ying Pun Station
≈ 3 min walk · 180 m
Education
48
schools within 1 km (23 within 500 m)
Daily convenience
42
within 1 km (15 within 500 m)
Health
13
hospitals/clinics within 1 km
Recreation
64
parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Mass Transit Railway Sai Ying Pun Station Station.

Family-friendly — 48 schools within a 1 km walk.

Everyday convenience — 42 shopping and daily-needs spots nearby.

Healthcare close by — 13 hospitals/clinics within 1 km.

Green space & leisure — 64 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
10/F
Flat
C
Saleable Area
1,730 Saleable ft²
Gross Area
2,060 ft²
Efficiency
84%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2017-11-16 HK$26.88M +62.4%
7.1y · 9.0%/yr
2010-10-04 HK$16.55M +4.7%
2009-07-17 HK$15.80M —

Other appraised units in this building

1/F A
1,368 ft²
HK$19.24M
1/F B
1,119 ft²
HK$15.52M
2/F A
1,428 ft²
HK$19.92M
2/F B
1,119 ft²
HK$15.20M
2/F C
1,730 ft²
HK$25.10M
3/F A
1,428 ft²
HK$20.12M
Data sourced from Renavon.com