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At today's rate and a 90% mortgage, the deposit on this unit is about HK$576K, with repayments around HK$25,141/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$576K · loan HK$5.19M · min. income ≈ HK$50,282/mo (50% DSR)
Upfront cash ≈ HK$706K (deposit + AVD stamp duty HK$129,687 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway Sheung Wan Station Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 55 shopping and daily-needs spots nearby.
Healthcare close by — 19 hospitals/clinics within 1 km.
Green space & leisure — 65 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- D
- Saleable Area
- 329 Saleable ft²
- Gross Area
- 486 ft²
- Efficiency
- 68%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-11-27 | HK$5.50M | −23.1% 5.6y · −4.0%/yr |
| 2020-04-03 | HK$7.15M | +23.3% 6.8y · 3.0%/yr |
| 2013-06-28 | HK$5.80M | +62.0% |
| 2010-11-25 | HK$3.58M | +47.3% |
| 1997-01-14 | HK$2.43M | — |