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At today's rate and a 90% mortgage, the deposit on this unit is about HK$473K, with repayments around HK$20,652/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$473K · loan HK$4.26M · min. income ≈ HK$41,304/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$90,980 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 30 schools within a 1 km walk.
Everyday convenience — 27 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 44 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- A
- Saleable Area
- 329 Saleable ft²
- Gross Area
- 433 ft²
- Efficiency
- 76%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-07-03 | HK$6.30M | +44.8% 3.7y · 12.0%/yr |
| 2016-09-20 | HK$4.35M | +36.8% 4.0y · 9.0%/yr |
| 2012-10-12 | HK$3.18M | +169.5% |
| 2006-09-27 | HK$1.18M | +34.1% |
| 2004-09-01 | HK$880K | −12.0% |
| 2002-03-12 | HK$1.00M | −24.8% |
| 1996-05-18 | HK$1.33M | — |