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At today's rate and a 90% mortgage, the deposit on this unit is about HK$391K, with repayments around HK$17,054/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$391K · loan HK$3.52M · min. income ≈ HK$34,108/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Sheung Wan Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 50 shopping and daily-needs spots nearby.
Healthcare close by — 19 hospitals/clinics within 1 km.
Green space & leisure — 59 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- B
- Saleable Area
- 304 Saleable ft²
- Gross Area
- 381 ft²
- Efficiency
- 80%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-02-23 | HK$3.80M | −32.1% 7.2y · −4.0%/yr |
| 2018-11-20 | HK$5.60M | +27.9% 4.0y · 7.0%/yr |
| 2014-12-16 | HK$4.38M | +99.1% |
| 2010-08-06 | HK$2.20M | +86.4% |
| 2006-11-15 | HK$1.18M | +76.1% |
| 2001-10-18 | HK$670K | — |