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At today's rate and a 90% mortgage, the deposit on this unit is about HK$335K, with repayments around HK$14,630/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$335K · loan HK$3.02M · min. income ≈ HK$29,260/mo (50% DSR)
Upfront cash ≈ HK$336K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 35 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 52 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- A2
- Saleable Area
- 389 Saleable ft²
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-05-11 | HK$5.00M | +31.6% 4.5y · 7.0%/yr |
| 2016-11-02 | HK$3.80M | +280.0% 9.2y · 31.0%/yr |
| 2007-09-06 | HK$1.00M | −37.5% |
| 1997-06-17 | HK$1.60M | +34.5% |
| 1997-04-22 | HK$1.19M | — |