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At today's rate and a 90% mortgage, the deposit on this unit is about HK$393K, with repayments around HK$17,143/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$393K · loan HK$3.54M · min. income ≈ HK$34,286/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 23 schools within a 1 km walk.
Everyday convenience — 25 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- A
- Saleable Area
- 326 Saleable ft²
- Gross Area
- 448 ft²
- Efficiency
- 73%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-05-19 | HK$3.25M | −33.7% 2.9y · −12.0%/yr |
| 2022-06-29 | HK$4.90M | +24.1% 5.8y · 4.0%/yr |
| 2016-09-29 | HK$3.95M | +97.5% 6.2y · 16.0%/yr |
| 2010-07-15 | HK$2.00M | +13.6% |
| 2010-03-26 | HK$1.76M | +27.5% |
| 2007-12-19 | HK$1.38M | +34.0% |
| 1996-04-24 | HK$1.03M | — |