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At today's rate and a 90% mortgage, the deposit on this unit is about HK$867K, with repayments around HK$37,835/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$867K · loan HK$7.81M · min. income ≈ HK$75,670/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,224 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 49 schools within a 1 km walk.
Everyday convenience — 49 shopping and daily-needs spots nearby.
Healthcare close by — 19 hospitals/clinics within 1 km.
Green space & leisure — 64 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 23/F
- Flat
- B
- Saleable Area
- 439 Saleable ft²
- Gross Area
- 656 ft²
- Efficiency
- 67%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-04-10 | HK$8.45M | −0.6% 2.7y · 0.0%/yr |
| 2023-09-04 | HK$8.50M | −14.8% 2.8y · −5.0%/yr |
| 2020-10-09 | HK$9.98M | +98.8% 23.9y · 4.0%/yr |
| 1997-03-08 | HK$5.02M | — |