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At today's rate and a 90% mortgage, the deposit on this unit is about HK$302K, with repayments around HK$13,180/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$302K · loan HK$2.72M · min. income ≈ HK$26,360/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 17 hospitals/clinics within 1 km.
Green space & leisure — 62 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- B
- Saleable Area
- 252 Saleable ft²
- Gross Area
- 352 ft²
- Efficiency
- 72%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-04-27 | HK$5.45M | +0.0% 0.6y |
| 2020-09-28 | HK$5.45M | +249.4% 12.6y · 20.0%/yr |
| 2008-02-11 | HK$1.56M | +59.2% |
| 1996-05-30 | HK$980K | — |