5/F NO. 425X (REAR)

Central and Western District · Hong Kong Island

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Floor

1/F NO. 425X (REAR) 476 ft² 2/F NO. 425X (FRONT) 464 ft² 4/F NO. 425W (REAR) 510 ft² 5/F NO. 425W (REAR) 510 ft² 5/F NO. 425X (FRONT) 464 ft² 5/F NO. 425X (REAR) 476 ft² 6/F NO. 425W (FRONT) 501 ft² 6/F NO. 425W (REAR) 510 ft² 6/F NO. 425X (FRONT) 464 ft² 6/F NO. 425X (REAR) 476 ft² 8/F NO. 425W (REAR) 510 ft² 8/F NO. 425X (FRONT) 464 ft² 8/F NO. 425X (REAR) 476 ft² 9/F NO. 425W (FRONT) 501 ft² 10/F NO. 425W (FRONT) 462 ft² 10/F NO. 425X (FRONT) 426 ft² 11/F NO. 425W (REAR) 510 ft² 11/F NO. 425X (FRONT) 391 ft² 12/F NO. 425W (REAR) 510 ft² 12/F NO. 425X (REAR) 476 ft² 13/F NO. 425X (REAR) 476 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$3.95M

≈ HK$8,288 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$395K, with repayments around HK$17,208/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$16,193

−HK$1,015/mo

▼ 0.25% · 3.875%

HK$16,697

−HK$511/mo

Today · 4.125%

HK$17,208

baseline

▲ 0.50% · 4.625%

HK$18,255

+HK$1,047/mo

Deposit HK$395K · loan HK$3.55M · min. income ≈ HK$34,416/mo (50% DSR)

Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway HKU Station

≈ 3 min walk · 230 m

Education

schools within 1 km (21 within 500 m)

Daily convenience

within 1 km (16 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Mass Transit Railway HKU Station Station.

Family-friendly — 38 schools within a 1 km walk.

Everyday convenience — 39 shopping and daily-needs spots nearby.

Healthcare close by — 11 hospitals/clinics within 1 km.

Green space & leisure — 56 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 5/F
Flat: NO. 425X (REAR)
Saleable Area: 476 Saleable ft²
District: Central and Western District · Hong Kong Island
School net (POA): 11

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2024-10-25	HK$3.95M	+15.5% 21.1y · 31.0%/yr	HK$8,298	—
2024-04-30	HK$3.42M	+557.7% 20.6y · 27.0%/yr	HK$7,185	—
2003-10-06	HK$520K	—	HK$1,092	—

Other appraised units in this building

Data sourced from Renavon.com