Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$596K, with repayments around HK$26,016/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$596K · loan HK$5.37M · min. income ≈ HK$52,032/mo (50% DSR)
Upfront cash ≈ HK$731K (deposit + AVD stamp duty HK$134,198 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sheung Wan Station Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 55 shopping and daily-needs spots nearby.
Healthcare close by — 19 hospitals/clinics within 1 km.
Green space & leisure — 60 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 23/F
- Flat
- D
- Saleable Area
- 386 Saleable ft²
- Gross Area
- 449 ft²
- Efficiency
- 86%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2018-06-29 | HK$7.50M | +0.0% 1.3y · 0.0%/yr |
| 2017-02-22 | HK$7.50M | +53.1% 5.9y · 9.0%/yr |
| 2011-04-20 | HK$4.90M | +71.9% |
| 2005-11-30 | HK$2.85M | +53.2% |
| 1999-11-24 | HK$1.86M | — |