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At today's rate and a 90% mortgage, the deposit on this unit is about HK$401K, with repayments around HK$17,481/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$401K · loan HK$3.61M · min. income ≈ HK$34,962/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$1,636 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway HKU Station Station.
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 53 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- B
- Saleable Area
- 285 Saleable ft²
- Gross Area
- 361 ft²
- Efficiency
- 79%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-10-15 | HK$4.52M | +2.7% 1.2y · 2.0%/yr |
| 2024-07-19 | HK$4.40M | −13.9% 6.7y · −2.0%/yr |
| 2023-01-11 | HK$5.11M | −1.7% 5.2y · 0.0%/yr |
| 2017-10-31 | HK$5.20M | — |