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At today's rate and a 90% mortgage, the deposit on this unit is about HK$372K, with repayments around HK$16,212/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$372K · loan HK$3.35M · min. income ≈ HK$32,424/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 61 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- A
- Saleable Area
- 385 Saleable ft²
- Gross Area
- 515 ft²
- Efficiency
- 75%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-02-19 | HK$5.38M | +25.1% 3.3y · 8.0%/yr |
| 2016-10-20 | HK$4.30M | +244.0% 10.6y · 23.0%/yr |
| 2006-03-16 | HK$1.25M | +16.8% |
| 2005-12-14 | HK$1.07M | +24.4% |
| 2005-07-30 | HK$860K | −14.0% |
| 1998-01-06 | HK$1.00M | — |